There have been several recent mortgage industry changes since the market volatility that we have experienced due to Covid-19. My goal is to become a resource to the community to share updates and information on how refinance or purchase loans might be affected. If you are in the process of doing a refinance loan or purchasing a home it is important to understand the changes we are experiencing in the mortgage industry as they happen. Feel free to reach out to me by call or text at 858-336-5200 or you can email me at tracie.schmidt@supremelending.com

Thinking about buying a home is exciting but it can also be confusing. Hi my name is Tracie Schmidt and I am one of the mortgage lending partners that works with Krista Mashore and her team at Homes By Krista. It looks like you were checking out some properties and we can’t wait to help you. My job is to connect with you so I can answer any questions that you might have about how you can qualify to purchase your new home Did you know some loan programs allow for a 580 credit score and that there are down payment assistance programs if you qualify? You may not be ready today but my goal is to help you understand what credit score you need, what down payment options are available and answer any questions that you have about what it takes to purchase your very own home. I look forward to connecting with you, feel free to call or text me at 858-336-5200. I look forward to going on this home buying journey together.

Are you active duty or retired military and have VA entitlement but don't know the 1st step to buying a home? VA Loans have great benefits and to understand the answers to the top 3 questions I get as a mortgage lender about VA financing check out this quick video. You can also download a VA guide by visiting http://bit.ly/2HLyxP0 [bit.ly] We can go over what credit score you need, if there is a down payment required and what the first step is in buying a home using your VA benefit. I am a NAMB Certified Veterans Loan Specialist and would love to walk you through the home buying process using your VA entitlement. You can call or text me at 858-336-5200 or visit www.buyahomewithavaloan.com

📣Active Duty Military, Veterans, Home Sellers and Realtors 📣 There are a lot of misconceptions 🚫 about VA financing and I'm here to share a few of the facts with you 👍 As a Certified Veterans Loan Specialist my goal is to educate the real estate community on VA financing and help as many families as possible use their VA benefit that they've earned 🏡 If you or some one you know is Active Duty or a Veteran and thinking about using their VA benefit to purchase a home please call or text me 858-336-5200. 📲

Take the first step, if you are looking to purchase a home in San Diego, CA or anywhere in CA for that matter work with a team that is going to work hard for you. The Schmidt Team works after hours and on weekends to make sure we are available to hold your hand throughout the home buying process. Build your financial future and own your very own home, we are here to help point you in the right direction and get you pre-qualified within hours of getting some basic information.

Are you a first time home buyer looking to purchase a home in San Diego, CA? I'm a licensed mortgage loan officer and can lend throughout the state of California. You may not know what loan program is right for you. Take a few minutes to check out this video and let's take the first step to buying your new home together.

🎄Happy Holidays to you and your family 🎄

If you are a first time home buyer and you are looking for direction on how to get started I am here to help. I love working with first time home buyers to ensure that they understand what it takes to own their very own home. We can go over what credit scores are needed, how much of a down payment is required, how long you can expect the home buying process to last. If you are looking to purchase your very first home, you don't know what you don't know until you know. Visit www.purchaseahometoday.com or you can call or text me at 858-336-5200 to get started.

Looking for something to do with the family this holiday? 🎄 Check out Belmont Park in Mission Beach 🌅 🎁 December 1st thru January 5th 🎁 Text 📲 Beach Holiday to 858-336-5200 or you can email tracie.schmidt@supremelending.com for more info