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Only 3.5% Down Payment required

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Total Financing Amount is based on After Improved Value

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One Loan, One Closing and One Payment for both the Home Purchase + Renovation Costs

Update a kitchen, build an addition or remodel the entire home

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Loan Amounts subject to maximum FHA County loan limits

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Project time can be allotted up to 6 months to complete

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Available for Purchase and Refinance

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$424,100 Loan Limit

This is a Conventional Fannie Mae Loan (with low interest rates)

Only a 5% down payment for Owner Occupied

This program will not delay your closing time! All work happens AFTER funding

Add a Swimming pool

Eligible Improvements include anything that is Permanently Affixed to the Property and Brings Value

Cosmetic Improvements including Interiors, Kitchens, Baths, Flooring, and other remodeling

Energy conservation improvements

Structural Alterations such as Repair or Replacement of Structural Damage

Additions to Structure and Finished Attics and/or Basements

Eliminating health and safety hazards

Changes for Improved Functions and Modernization

Repairing or Adding Roofing, Gutters and Downspouts

Landscaping, Grading, Repairing Patios and Terraces that Improve the Property

Decks/Fences

Rehabilitation or Improvements to a Detached Garage

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Add a New Detached Garage, or the Addition of an Attached Unit

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Improvements May Equal up to 50% of “After Improved” Value

Loan to Value up to 95%

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Loan Amounts to $424,100

620 Minimum FICO Score

Owner Occupied Primary, Second Homes, Investment Properties